Advantages of Buying a House vs a Condo

If you’re thinking about buying a home in Ottawa, one of the first big decisions you’ll need to make is whether a house or a condo is the right fit for you.

Both options have their advantages and the right choice depends on your lifestyle, budget and long-term plans. In this blog, we’ll break down the pros and cons of each to help you make an informed decision.

The Advantages of Buying a House in Ottawa

More Space
One of the biggest advantages of owning a house is space—both inside and outside. Detached and semi-detached homes typically offer larger square footage than condos, meaning more room for living, storage and entertaining. If you’re someone who values open-concept layouts, multiple bedrooms and dedicated office space then a house may be the way to go.
A Backyard of Your Own
A backyard is a major perk of homeownership especially in a city like Ottawa where we experience all four seasons. Whether you want a space for barbecues, a garden or a play area for kids and pets, a backyard provides freedom and flexibility that a condo simply can’t.
Privacy
Houses offer more privacy than condos especially detached homes where you don’t share walls with your neighbours. If you value peace and quiet or just don’t want to worry about noise from the unit above or below you then a house provides a more secluded living environment.
Great for Families and Pets
For families with children or pet owners, houses are often a better option. You’ll have more room for kids to play and you won’t need to worry about pet restrictions that some condo buildings enforce.
Room to Grow
If you’re planning to stay in your home for a long time then buying a house can give you the flexibility to expand. Whether it’s finishing a basement, adding an extension or transforming a backyard shed into a workspace, you have more options to adapt the home to your changing needs.

The Downsides of Owning a House

Higher Maintenance
Owning a house means you’re responsible for everything—from snow removal to roof repairs. Maintenance costs can add up and you’ll need to set aside time and money for upkeep.
Higher Property Taxes
Generally, houses have higher property taxes than condos. If you’re buying in a sought-after neighbourhood then this can be a significant ongoing expense.
More Time Commitment
Maintaining a home requires more effort than condo living. Tasks like mowing the lawn, clearing gutters and shoveling snow come with the territory.

Planning on buying a house in Ottawa? Explore these related blogs for more advice!

The Advantages of Buying a Condo in Ottawa

Low Maintenance Living
One of the biggest perks of condo ownership is convenience. Say goodbye to mowing the lawn, shoveling snow or dealing with exterior repairs. Your condo corporation takes care of these things which allows you to focus on your lifestyle.
Amenities at Your Doorstep
Many condo buildings in Ottawa come with built-in amenities like gyms, pools, saunas, rooftop terraces and some even have concierge services. These perks can add a level of luxury and convenience that you wouldn’t typically get with a house.
More Affordable Entry Point
While Ottawa’s housing market has seen its share of price increases, condos are generally more affordable than houses making them an attractive option for first-time buyers or those looking for a lower maintenance investment.
Prime Locations
Condos are often located in urban areas close to downtown, making them ideal for professionals who want to live near work, entertainment, restaurants and public transit including the LRT. If walkability and easy access to city life are high on your priority list then a condo might be the perfect fit.
Security and Community
Many condo buildings have secure entrances, security personnel and surveillance systems which can provide peace of mind. Additionally, living in a condo complex often fosters a sense of community with social events and common areas for residents to connect if they like.

Curious about the perks of condo living? Check out these blogs next!

The Downsides of Owning a Condo

Monthly Condo Fees
Unlike a house, where you only have property taxes and maintenance costs to consider, condos come with mandatory monthly fees. These fees cover building maintenance, amenities and sometimes even utilities but they can add a significant amount to your monthly housing expenses.
Less Space and Privacy
Condos are typically smaller than houses which means less storage space and closer proximity to neighbours. If you’re someone who values privacy and personal outdoor space then this could be a big drawback.
Strata Rules and Restrictions
Most condo buildings have rules regarding pets, renovations and even visitor parking. If you like full control over your living space then a condo’s regulations may feel restrictive.

Which One is Right for You?

If you prioritize space, privacy and a long-term family home, a house may be the best option. However, if convenience, amenities and a lower-maintenance lifestyle sound appealing, then a condo could be a great fit. Ultimately, the decision comes down to your personal needs and financial situation.

Whether you’re looking for a house or a condo in Ottawa, having an experienced real estate team on your side makes all the difference. At Pilon Real Estate Group, we help buyers navigate the market to find the right home for their lifestyle. Ready to start your search? Contact us today!